About phaserexlo
We believe everyone deserves financial clarity. Since 2018, we've been helping Australian families master monthly budgeting through practical education and real-world guidance.
Our Beginning
phaserexlo started when our founder struggled with her own family budget after moving to Australia. Despite having a decent income, money seemed to vanish each month. Traditional budgeting apps felt disconnected from real life — they didn't account for school holidays, seasonal expenses, or the way Aussie families actually spend.
After developing a system that worked for her household, she began sharing it with neighbours and friends. Word spread quickly. By 2019, we were running weekend workshops in community centres across Port Macquarie. The response was overwhelming — people were hungry for practical, no-nonsense budgeting education.
Today, we've helped over 3,200 families across Australia build sustainable budgeting habits. But we still remember those early kitchen table conversations that started everything.
What Drives Us
Real-World Focus
We teach budgeting as it actually happens — messy, unpredictable, and full of unexpected expenses. Our methods work with your life, not against it. No perfect spreadsheets or unrealistic expectations.
Australian Context
From Centrelink payments to school fee cycles, we understand the unique financial landscape of Australian families. Our guidance reflects local costs, seasonal patterns, and cultural spending habits.
Practical Progress
Small improvements compound over time. We focus on building habits that stick rather than dramatic overhauls that fail. Most families see meaningful changes within their first three months.
Meet Our Team
Brenna Kirkpatrick
Financial Education Director
Brenna started phaserexlo after her own budgeting struggles led to a passion for financial education. She holds a Certificate IV in Financial Services and has been featured in Australian Family Finance magazine three times.
Thaddeus Pendergrass
Budgeting Strategy Lead
With 12 years in banking, Thaddeus joined us in 2020 to develop our signature budgeting framework. He specialises in helping families navigate irregular incomes and seasonal work patterns.
Our Commitment to You
Financial education shouldn't be intimidating or overwhelming. We promise to keep our guidance practical, our language clear, and our expectations realistic. Every family's situation is different, and we respect that.
We're not here to judge your past financial decisions or promise overnight transformations. Instead, we offer proven strategies, ongoing support, and the kind of honest advice you'd get from a financially savvy friend.
Our next intake for comprehensive budgeting courses opens in August 2025. Whether you're starting from scratch or refining existing habits, we're here to help you build lasting financial confidence.
Get in Touch